Listen up, procrastination prodigies! Your genius plan of “saving later” is like telling future you to hold your beer while you drive your financial life into a ditch. Spoiler alert:
self-discipline
Oh, you’re waiting for motivation? How cute. Here’s the truth: motivation is flaky, unreliable, and vanishes the second things get hard. Discipline, on the other hand, doesn’t care if you’re
Oh wow, you lit a candle and put on a face mask? Congrats, you’re totally taking care of yourself. Spoiler alert: Real self-care is answering that email, paying your bills,